Sunday, May 24, 2009

Credit limit aka status???

On a Sunday afternoon, I got a call from Gurgaon which surprised me. It could only mean that Percy was in office, what for? But alas, it was a practiced voice validating my details before they can execute a option. How cheeky!! the guy on the phone was selling a crediit card. 
Why cant they just say I am selling a credit card, it will deliver value to you?
Instead the guy went about how good is StanC for giving me an option to enjoy my life on credit. 

I needed a card and so I went about asking usuals 
- Is it free?
- What do I need to provide to get it?
- What is the limit? 

and I had the longest conversations with a stranger for extending my limit as I thought I deserved much more than the guy was offering. But why?
I don't use card that often and the limit he was offering was many times my monthly bill. Now that the weather is cooler and I have nothing else to do than writing a blog, I am thinking why did I insist on a higher limit. 
I think its got something to do with my own perception about my self worth. or maybe its just something I need higher that my peers !!!! (aka mine is bigger than yours)
Whatever the case, I am going to be cautious with this time wasting habit of arguing that leads to no useful result. And yeah, I will diligently take out printouts for that guy tomorrow. and maybe i will get my Manhattan card soon. 

Saturday, May 23, 2009

Pimp my ride....

...or atleast advise me on what to buy. I am (or was) looking for a car to own. A new one. So how do I start, with the wallet on the table. I was looking for what is available in the price band and then identify what is the best car for the price range in consideration. So, here it goes. 

Band of Rs. 3 - 4 Lakh. 
- Santro Hyundai (Petrol/CNG)
- Maruti Wagon R
- Chevrolet Spark
- Maruti A Star
- Tata Indigo CS (Diesel)

We have a Santro already and dislike Wagon R. I took a test ride of A star, it rides fine except that the car is crampy. Spark did not spark any excitement (trying my witty side). 
Tata Indigo CS gives the cheapest option of a sedan (I like sedans) but the drive is pathetic. It drives as if the hand brake is pulled midway. 

Band of Rs. 4-5 Lakh
- Maruti Swift Petrol
- Hyundai i10
- Tata Indica Vista

Everyone's been telling me that if buying swift, then only diesel makes sense. It takes 6 (SIX) MONTHS for Maruti to deliver this. That too during the economic slowdown. i10 doesnt look any better than Santro. Indica Vista has got some decent reviews from Kash. Waiting for a test drive of Kash's Vista.

Band of Rs. 5-6 Lakh
- Maruti Swift Dzire

The stretch is only for accomodating Dzire. I really like the car. 

Band of Rs. 6 - 7 Lakh
- Fiat Linea

This is courtesy the pseudo bengali from my B school. The limit has been extended to fit Linea into consideration.

As of today, me not buying anything. And yeah, after all this consultation Percy is buying A star.